123 Advisors

PURPOSE Doing what we love while helping others is a pretty special honor for us. We tell people every day how passionate we are about helping our clients with long-term care planning. It’s a great feeling to know we help protect families, their savings, and their legacy. This allows them to enjoy their retirement with confidence, knowing the biggest risk has been taken off the table. HOW WE HELP We help guide CPA's attorneys, and financial advisors with custom-designed solutions for their clients to mitigate the biggest unknown risk to them, their families, their assets, and their legacy planning. In addition, we also help business owners to establishing new plans to offer their employees LTC coverage. PASSION FOR WHAT I DO Having watched my mother go through her six-year long-term care journey was a very difficult time. I was able to see firsthand the unintended physical, emotional, and financial consequences to our family who provided her care. Due to my personal experience, I am very driven, and a huge proponent of education. It's about bringing awareness through education so that people understand those consequences that are associated with a long-term care situation and the affects it has on the family when a wriiten plan is not in place. OUR PROCESS- IT'S IN OUR NAME 1) We always lead with education and make sure you understand your options. 2) We ask a lot of questions to get to know you, your family dynamics, and your financial situation. From there we help guide you to a custom plan that best serves you and your family 3) We help guide you through the application process and get you approved. WHY WORK WITH US KNOWLEDGE - We are Certified LTC Planning Specialists CLTC® We understand Long-Term Care and offer the most choices so you can get the plan that works best for you. INTEGRITY - Every plan we design is a "custom solution" to best fit a family's specific situation. We are an independent agency and our bias is to you, not the insurance companies.