96 Sae Ltd

With 40 years of experience in the credit hire sector, we provide support for both credit hire companies and for financial institutions with an interest in the sector. Whether it is conducting a review for a CHO and proposing and implementing a different strategy or just managing industry challenges like offering advice on the recoverable rate of hire we have the expertise to deliver. For financial institutions, whether it's offering an opinion on the prospects for the sector or auditing your client's receivables book and proposing more meaningful KPIs, we understand the challenge and the risk. As a consultancy, we are uniquely placed to assist. 96 SAE is owned by Stephen Evans who, over 40 years, has earned a reputation for being a prime mover in the credit hire industry. He retired from his last executive role in 2018, just after he was awarded a PhD by the University of Portsmouth for his research into insurance fraud. He has since written a book on Credit Hire and has provided advice to a number of institutional investors on the prospects for the credit hire market. He claims that "the credit hire industry still fascinates me, and engaging with former colleagues and peers as the industry continues to mature is something I still enjoy. Some of my peers have now become my clients but the range of services I can offer means that my client list extends beyond credit hire companies, to others engaged in the industry including institutional investors and financial institutions and banks with exposure in the sector." Whether you’re a CHO addressing an operational or legal challenge or need strategic advice on growing or packaging your business for sale; or if you're an investor or stakeholder in the sector looking for an overview of the current state of the market; or if you need help in assessing the value of your security against a complex debtor book, we can help.