Abhi Yc S21

Founded in 2021 with the vision of making financial access a right, ABHI is a neobank of the future that promotes financial inclusivity across emerging markets. What began with Earned Wage Access (EWA), empowering employees to access their earned salaries instantly, has evolved into a comprehensive suite of finance solutions, including Payroll Processing, Payroll Financing, and SME Financing. In just four years, ABHI has grown from addressing a critical gap in Pakistan’s financial accessibility to partnering with over companies and empowering the lives of people across the region. The company has expanded into the UAE, KSA, and most recently, Oman through a partnership with Daud Group of Companies, a milestone that further strengthens ABHI’s mission to make financial wellness inclusive and accessible across the MENAP region. Further solidifying its impact on Pakistan’s financial sector, ABHI, in partnership with TPL, has acquired FINCA Microfinance Bank. This acquisition marks a transformative step towards expanding microfinance services and deepening financial inclusion in the country. ABHI’s impact and innovation have earned global recognition, including being named the first fintech in the MENAP region to receive the World Economic Forum’s Technology Pioneer 2023 Award, as well as accolades from Hub71 and Endeavor. It has also been listed among the Future 100 companies in the UAE and has recently been selected for Mastercard’s Start Path Small Business program. In 2025, ABHI marked another historic milestone as the first fintech from Pakistan invited to participate in Davos. From Pakistan to the Gulf, ABHI continues to lead the embedded finance revolution, driving economic growth, enabling financial independence, and creating lasting social impact for millions. Get in touch with us: https://abhi.co/ https://abhi.com.pk/ https://abhi.ae/ https://abhi.sa/ https://abhi.om/