Asset Allocation And Research Llc

Asset Allocation & Research LLC (AAR) is a registered investment advisor in the United States. AAR removes the typical risk of a Discretionary Fund Manager (DFM) by providing you with research that can be used, at your discretion, to truly diversify your client’s portfolios, based on your knowledge of the client’s risk level and investments goals, while leaving you in control of your clients’ portfolios. One of the greatest risks to an investment portfolio is lack of diversification; in other words, concentrating all your investments with one fund manager or investment vehicle. Outsourcing investment management frees you from day-to-day involvement in your clients’ investments, but it means losing control of your client’s money and putting all your client’s money in “one basket” with one Fund Manager. This is the very risk we all wish to avoid. Taking into consideration the new normal of investment management, AAR places an emphasis on longer term investment trends underpinned by lower levels of global growth, lower levels of inflation and relatively lower interest rate levels, combined by higher levels of volatility. In response, AAR have developed three base risk tolerance portfolios – Cautious, Balanced and Adventurous. On top of this, for those seeking higher concentration within equities, AAR has also developed an Equity Only portfolio. Understanding that your clients have individual investment characteristics, including specific financial objectives, attitudes to risk, income requirements and ethical views, AAR provides bespoke portfolio construction services.