Bank2grow

“Goodbye to Bank and Hello to future of loans and lending” Bank2Grow is a new age finance company that's moving the shift to a bankless world. It was founded by a group of like-minded, energetic people with a vision of offering a simple alternative banking approach by directly connecting responsible borrowers and lenders and striking better deals for both sides. We resolved to do something about the situation and created a marketplace lending platform with two missions at heart. The first was to provide access to quality credit for everyone at attractive interest rates through a simple, tech-enabled experience, and exceptional customer service. The second was to offer a favourable risk-adjusted returns for the investor by enhancing our credit risk management with rigour data science practices and technology-driven lending. Business model- Our business model is based on upfront fees collected from both borrower and lender. As third party, we are ensuring proper screening of borrower and risk assessment which is acting as guidance for lender in lending. To provide this service, we charge upfront 1.5%-5% processing fees from borrower and 0-0.5% fees from Investor. USP – Our main USP is ensuring better deal to borrower and lenders through better risk assessment and technology driven operation. Our offer Gamification is one of first kind in industry to make borrower get better deals with dynamic risk assessment. Key Values - Better Risk management based on cutting edge data science practice- Simple, tech-enabled experience- Transparency - Customers first - Individual participation for financial freedom