Bivo

Licensed Money Transmitter : Carrying Broker Dealer, registered with FINRA/SEC : Visa Principal Member A single, unified financial platform that brings together banking core, payments, brokerage, and crypto/stablecoin infrastructure into one API-first system. We enable fintechs and financial institutions to launch and scale financial services quickly, securely, and with full regulatory backing. Key Focus Areas: Named USD Accounts for Global Businesses & Consumers * Full-feature FDIC-insured USD accounts with unique account numbers for each customer * MXN and multi-currency accounts for local collection and settlement across 30+ countries Global Payout Infrastructure * 200+ country coverage via local payment rails, wallets, cash pickup, debit/prepaid cards, SWIFT, and local wires * Visa Direct to Account – enable instant payments to bank accounts in 200+ countries * Unlimited ACH pull/push, RTP, wires, and international local payments * On-/off-ramp for USDC & USDT. Sponsor for crypto wallets * White-label stablecoin issuance, 1:1 treasury reserves. Institutional custody with 90%+ rewards payout * Tokenization of Treasuries, gold, and other assets High-Yield Brokerage & Liquidity * Offer your customers an integrated brokerage accounts offering institutional money market funds, U.S. Treasuries, and FDIC sweeps * Instant liquidity with $100M+ per transaction limits * Stablecoin reserves backed by U.S. Treasuries, with yield distribution to clients Card Issuance & Embedded Payments * Prepaid, debit, credit, and secured credit cards with direct VisaNet connectivity * BIN sponsorship and card processing * Visa Direct push/pull to cards and accounts for both domestic and international payments Differentiation:* Go live in as little as one week with named accounts, payouts, and compliance infrastructure * Built-in KYC/KYB, real-time fraud detection, and sanctions monitoring