Capitalos

CapitalOS is an embedded spend management infrastructure for B2B platforms, providing all the building blocks to launch within days. Our technology integrates with just a single API call, offering embedded white-labeled user-experience and charge cards (physical and virtual). By integrating CapitalOS, platforms create a new revenue stream, increase their customer's LTV, and avoid the extensive multi-year commitment and resource-intensive process of developing in-house service. CapitalOS handles the underlying complexities, including risk, capital, underwriting, compliance and more. With a deep understanding of small businesses spend and credit needs, CapitalOS developed technology and operational infrastructure to empower B2B platforms to offer spend management within days. With CapitalOS, platforms can save their small businesses time and money while focusing on effective spend management and improved cash flow control.