Capsule Technology

Capsule is providing micro, small and medium enterprises (MSMEs) with access to affordable and stress-free funding by de-risking and lowering the cost of lending by funding institutions thereby closing the MSMEs funding gap. Our technology platform digitalizes MSMEs operations by automating MSME’s business and financial activities, enabling digitally-driven MSMEs formalization which makes access to funds such a convenient exercise by granting financial institutions access to these MSMEs big data in a simplified format for convenient, faster and cost-effective lending/funding decision making. Capsule is becoming a reliable and dependable premium MSMEs Data Infrastructure for lenders, investors and grant administrators across Nigeria, Africa and the world because Capsule has adopted a cost-effective end-to-end technology approach to systematically digitalize and formalize the unstructured MSMEs sector. This innovative approach is making the MSME sector attractive to investors and lenders as it significantly reduces MSMEs’ credit default rates with our embedded credit rating, e-KYC, structured analytics, lending/grant management and default predictive systems. Additionally, our technology is redefining and enabling MSMEs formalization and funding approaches for Government of Nations and Financial institutions across the world. For MSMEs, Capsule means organized business processes and access, through a transparent and democratized process, access to the limitless opportunities of business finance. For funders, Capsule means a low risk, cost effective and faster funding decision making and fund management infrastructure regardless of the nature of the funding instruments such as loan, equity investment, grant or special purpose vehicles. With Capsule, you can’t get MSMEs funding wrong! Mission: Enable financial institutions and investors to make funding decisions faster, conveniently and cost-effectively.