Circulae

Circulae is reinventing the way we consume by embedding circular economy principles directly into everyday payments. Our mission is simple yet powerful: maximize consumers’ purchasing power while accelerating the transition to a sustainable economy. Integrated into banking cards, Circulae guarantees a resale value from the moment of purchase. Eligible products (electronics, appliances, fashion, sports, etc.) can be resold easily: consumers ship them back, receive a guaranteed payment, and our resale partners handle the rest. For banks and financial institutions, Circulae offers a plug-and-play or fully integrated solution, enriching their card offerings, increasing engagement, and driving higher card usage. For consumers, it means trust, simplicity, and smarter financial management. Beyond resale, Circulae opens the door to new services: product warranties, repair, insurance, and anonymized market insights for manufacturers and insurers. By transforming each payment into an opportunity for reuse, Circulae tackles the sourcing challenges of the second-hand market while reducing waste and building a sustainable ecosystem for the future. Circulae: turning payments into a driver of sustainability, value, and trust.