Civilsure

CivilSure: South African Construction & Engineering Insurance Specialists At CivilSure, we believe contractors, engineers, subcontractors, and employers deserve a fair insurance industry. Too often, standard contract wordings shift the risk unfairly onto contractors, with on-demand guarantees leaving them exposed to crippling financial loss. Our vision is simple: a construction world where risks are managed fairly, transparently, and sustainably. Our Mission We help create that future by: Educating contractors on hidden risks in contracts and policies Raising awareness about unfair guarantee wordings and industry pitfalls Providing risk management plans for exposures that cannot be avoided Making the South African construction space a more balanced, resilient environment Our Values Every decision at CivilSure is guided by Clarity, Transparency, Authenticity, Trust, Accountability, Client Centricity, Resilience, and People-First thinking. What Sets Us Apart Niche focus: 20+ years at the intersection of construction and insurance Human-centred service: real people, not call centres On-site & in-person support: we meet clients where they are Jargon-free policies: no fine print traps Collaborative claims approach: tough cases handled by a team, not just one broker Rooted in community: founded and led by women, built on small-town values of trust and relationships Our Solutions We bridge the gap between builders and insurers, offering tailored products that meet real-world needs: Top Products: Letters of Intent, Performance Guarantees, Contractors All Risk, Plant All Risk Guarantees: Advance Payment, Retention, Bid Bonds Cover Options: Construction Liability, Plant Hired In, Professional Indemnity, Design & Construct Liability CivilSure is more than a broker. We are your partner, your advocate, and your guide through the risks of construction.