Credit Training, Inc

Credit Training, Inc. emerged from the lack of full Formal Commercial Credit Training which the large banking institutions required up to around the year Since then, the Banking industry has witnessed a significant hole in properly skilled Analysts, Portfolio Managers and Commercial Lenders that know how to analyze Financial Risk, especially on the C&I side of the Commercial World. Financial Risk is where the debt is and proper Credit Training teaches Analysts how to understand and analyze that risk. All of my students have gone on to do great things in the C&I world of Commercial Lending. Almost 20 years without properly trained financial analysts has left the industry without portfolio management professionals able to take over decision making positions as older bankers retire and exit the industry. It is a significant opportunity for young professionals to learn the skills needed to run and lead this industry. Credit Training, Inc. is working in the Banking industry to start building a bench of strong Analysts that will one day be managing large, complex portfolios. David Nicholson, the founder and instructor for Credit Training, Inc. has been teaching analysts for approximately 15 years. As the industry has been left void of strong Analysts, David has helped new Analysts over the years giving them analytical direction in an industry that can be overwhelming with information and analytics. He has developed numerous techniques and disciplines which have evolved into a full formal Commercial Credit Training course. Students need to take a stringent final exam and finish a final project which includes spreads, DSC, collateral, AR Aging appendix and a full written analysis. Students that pass have been injected into the Commercial World of Banking at exceptional success rates. In the past 4+ years, David Nicholson is proud to state that over 150 students have been Formally Credit Trained through Credit Training, Inc.