Defynance

Defynance, a Techstars portfolio company, is redefining student loan repayment. We are the first fintech to refinance existing student loans with a smart, debt-free Income Share Agreement (ISA) that ensures affordable, income-based payments, no compounding interest, and even provides a cash return. For borrowers, our solution offers a clear path to financial freedom—so you can live life on your own terms, not your loan terms. For investors, our ISA Refinancing Fund delivers low-volatility, scalable returns while creating meaningful social impact by helping people escape student debt. It’s impact investing reimagined—where your capital works for both profit and purpose. → Refinance your student loans: → Explore our investment opportunity: → Learn more through our impact infographic: linktr.ee/defynancer We’re building a financial system where everyone wins—together.