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For many homeowners, it is stressful enough to go through the ordeal and experience of having damage occur to their home. Then they face dealing with the preparation of a property damage claim without the assistance of their own insurance loss adjuster. A Public Adjuster can take those major headaches away and let you get back to your home or business. Public adjusters are retained by the homeowner and work on the homeowners behalf by guiding them through the unfamiliar territory of the insurance claim process. Public Adjusters assist in managing details of the claim, working closely with the insured to provide the most equitable and prompt settlement possible. Most policyholders do not know that the burden of proof is theirs. A Public Adjuster inspects the loss site, analyzes the damages, assembles claim support data, reviews the insured's coverage, determines current replacement costs and exclusively serves the client, not the insurance company.