Direct Lending

At Direct Lending, we believe every hardworking adult deserves access to legitimate, safe, and affordable financing. Yet in Malaysia, only 25% of adults—and just 15% of the B40—borrow from licensed institutions (World Bank, 2017). This gap leaves millions vulnerable to scammers and illegal lenders. We set out to revolutionise borrowing by building a platform that empowers people to pursue their dreams, meet essential needs, and live better lives. Our Journey Founded in 2016 as a digital lending marketplace, connecting borrowers with 30+ reputable financing providers. To date, loan eligibility checks completed. In 2022, launched Malaysia’s first Syariah-compliant auto service financing, enabling car owners to repair their vehicles instantly. Expanded in 2022–2024 to support micro-SMEs and provide takaful renewal financing. Today, we partner with workshops and agents (including PETRONAS AutoExpert, PROTON, MyEG, Tan Chong Insure). Disbursed RM600M+ in financing with a proven, profitable model. Recognition Malaysia Fintech Frontier Awards 2023 – Top Rising Star The Star Outstanding Business Awards 2023 – Best Use of Technology (Silver) Top in Tech Innovation Award – Most Promising Growth Company (Merit) Cradle CIP300 (2019) & MaGIC Global Accelerator (2017) alumni Our Team From a 2-person startup to a 50-strong team of marketers, technologists, data scientists, product builders, loan consultants, credit analysts, collectors, and business developers. Together, we’ve earned 5 Google reviews, partnered with merchants, and built a trusted brand Malaysians rely on. Why Join Us? We’re not just building products—we’re reshaping financial inclusion in Malaysia. If you’re passionate about impact, technology, and growth, Direct Lending is where you can make your mark.