Eddystone Capital, Llc

Eddystone Capital helps small-to mid-sized banks and boutique investment firms navigate their distressed loans or portfolios toward successful resolution. We are a full-service firm specializing in commercial loan restructuring and turnaround services. Eddystone can manage everything from a specific troubled loan to an entire portfolio of distressed debt. Effective decision-making and strong negotiating skills are critical in turnaround situations. We’ll work with you to customize a creative solution and action plan to maximize value and return. In short, we can serve as your organization’s restructuring arm when your loan portfolio weathers a period of financial distress. Over the past 20 years, Eddystone Founder David Maynard has negotiated and managed distressed loans ranging from to $1 billion. He has particular expertise in C&I, CRE and Oil & Gas loans. David is a results-oriented senior risk management professional with extensive experience at Fortune 500 banking institutions. He’s adept at asking the right questions, gathering the most important information and negotiating effectively. David has a proven track record of devising successful financial strategies to right a loan or portfolio that’s gone off-course. He has negotiated loans on behalf of single lenders; served as agent of large bank syndicates in complex transactions with bond holders, equity holders and other constituents; and navigated other multi-faceted lending structures. After successfully leading restructuring and debt workouts at Wells Fargo and GE Capital for two decades, David wanted to work on a different scale – a more personal one. Small- to mid-sized institutions require a partner who’s flexible, responsive, a quick study, a creative problem solver and – when called for – a fierce negotiator. David is all of that, plus candid, direct, careful and detail-driven. He can ease the burdensome and time-consuming task of turning a distressed portfolio around. When you engage Eddystone, you’re partnering with an experienced restructuring professional with the time and expertise to develop a customized solution-a path to safety. Eddystone has extensive knowledge in: Debt restructuring Risk assessment Financial analysis Negotiations David has managed the most complex loan workouts and is able to recommend resolutions that include rehabilitation, refinancing, bankruptcy and/or liquidation. Eddystone was the name of the lighthouse that stood sentinel for generations outside the Maynard family’s Myrtle Beach, S.C. house. The lighthouse is gone, but the home honors its memory with the “Eddystone” name. Eddystone, the lighthouse, was a beacon to generations of mariners. Now, Eddystone, the homestead, is a beacon to generations of the Maynard family.