Elmsway Lifeplan

We want you to share your dreams with us - that's always our starting point. Then it's up to us to take your bucket list and work hard to make it become a reality. The more you share, the better – it gives us the chance to get to know you, and what makes you tick. Then we start collating information. Everything you already have – pensions, mortgages, loans, shares and investments, savings, additional incomes, salaries – anything and everything money related. We are also interested in your current lifestyle. How do you live right now – what is your regular expenditure? What are your non negotiables? What could you live without, and what would you prefer to live without? We pull together the figures, and run algorithms to see what state your finances are in currently, and where they are projected to be in the future. We always take a prudent approach here – assuming low growth rates. We are the realists, we leave the dreaming to you! When we present back to you, we talk about your options. It’s likely we will be making recommendations of what to do next. That might look like changing your mortgage, or moving your investment funds, or reviewing your pension. We handle any of those services through our sister business – Copthorne Financial Services. Your will might need tweaking, or even a re-write, and you may well want to set up trusts to protect your loved ones and your assets. This would be handled through Copthorne Legal Services. We work with you on a fee basis, constantly tweaking your plan as your dreams and ideas change. We also make adjustments according to how your finances are performing. It is a continuing process, because everything will change over time. So, if you want to change your one day to reality, maybe it’s time to call us on 01344 875 310.