Ensure You

Ensure You provides expert advice and arranges suitable insurance for people looking to protect themselves, their families and businesses from the impact of illness, accident or death. Whilst people are aware of protection products such as life insurance and critical illness cover, understanding of what cover is appropriate and how it should be structured is often unclear. Phil Howells has built in in-depth understanding of the policies and providers that can prevent families and business owners from struggling with financial distress. Commercial clients often come to Ensure You when they want to protect the future of their business. This often involves: • Key Person Insurance • Business Loan Protection • Shareholder Protection • Relevant Life Plans Individuals and Families value the personal service offered by Ensure You, and feel safe in the knowledge that their circumstances are thoroughly understood and the ensuing policy caters for their needs, with no surprises around the corner. Our lives rarely stay unchanged from year to year, so our annual reviews offer the opportunity to make any adjustments to allow for whatever life throws at you. Individual and Family related cover includes: • Life Insurance* • Critical Illness Cover • Protect Your Income • Over 50's Cover • Family Income Cover • Home Insurance * Did you know that with Life Insurance in Trust, the money does not have to go through probate? To find out more about this, or to have a no-obligation initial conversation regarding Individual, Family or Business insurance, please visit our website or use the contact details below: info@ensureyou.co.uk 01639 865223