Fico Finance

Fico Finance is a non-bank property lender providing investment, bridging, construction and development finance across New Zealand. We work with borrowers, advisors, accountants and solicitors to deliver pragmatic funding solutions when banks can’t move quickly enough, or aren’t the right fit. With decades of operating experience and a commercial, hands-on approach, we focus on clear structuring, direct decision-making and reliable execution. We provide: Investment, bridging, development and rescue loans up to $4M Risk-based pricing First and second mortgage structures Same-day indicative approvals and fast settlements Flexible terms including P&I, IO, part-capitalised and capitalised options We prioritise speed, clarity and outcomes, working closely with advisors and borrowers to get deals done.