Finance Me

We specialise in helping people with complex financial situations and those who do not meet standard bank policy. There are many different types of Loans with each Lender having separate credit policies. Since the GFC, many lenders have reduced their tolerance for risk to keep the cost of funding down, requiring them to have tighter credit policies. Variables such as bad credit history, bad credit score, Self Employed financials not up to date, time in current employment and types of income may mean you fail to meet a prime lender’s or mortgage insurer’s requirements when, in fact, you can be regarded as very reliable in terms of credit risk.