Fiscal Spreading & Tracking

FISCAL provides financial statement spreading and tickler tracking software solutions, making underwriting and loan analysis tasks faster, less frustrating, and more accurate. With data entry automation, dozens of out-of-the-box templates, and easy-to-read reports, FISCAL helps smaller financial institutions streamline and scale their lending process. Vision Software Solutions, developer of FISCAL Forward and FISCAL TRACKING, is headquartered in Charleston, South Carolina and services nearly 200 banks and credit unions across the U.S. The company has been family-owned for over 35 years and three generations, investing in highly reliable software products and long-term relationships with customers. In fact, our average customer has been with us for more than 11 years. We believe small community banks and credit unions are the heart of the American economy and understand the ins and outs of small business lending. It’s why we chose to focus our financial analysis and lending solutions on smaller institutions. Community banks and credit unions that specialize in small business lending need spreading and tracking systems that are consistent, yet still flexible. FISCAL is known for its reliable and effective software solutions and outstanding customer support, from onboarding and technical assistance to ongoing video training and expert consultations. We want to ensure our customers are getting the most out of their investment, as well as gather feedback on how we can further improve our products. Our goal is to make financial statement spreading and tickler tracking tasks easier and faster with industry-leading tools and software. By doing so, FISCAL gives loan officers and credit analysts more time to focus on building relationships and the loan portfolio.