Halcapital

A Sharia-compliant Embedded Fintech that offers alternative financing products and services to MSMEs and individuals. Our cutting-edge digital mobile finance platform enables our clients to easily access credit products and services to address their funding gaps. We are Fintech that offers Fast Moving Consumer Goods (FMCG) industry operators (such as a Duka/Shop if you run your business) an alternative financing tool in the form of supply chain microfinance. HAL Capital aim is to improve financial inclusion while offering products and services that adhere to stringent international regulatory provisions and standards and is the first of its kind. This allows for fairer and more transparent business practices between both the businesses and HAL Capital. Our cutting edge digital mobile finance platform provides our clients access to credit products and services that are easy to avail to-address the funding gap which small business owners face today by enabling them to stock supplies constantly and to grow their businesses bigger. This, in turn, will help them become self-sustainable, improve the economy of scale, and create positive lasting impacts for the society in the long run. We provide Sharia Compliant Financing, at HAL Capital we strive to be transparent with our dealings, offer fair & equitable financing, responsive to customer’s needs, our terms do not include the avoidable costs of financing such as “compounded interest” but we disclose & agree on terms upfront with our customers. All of our terms and charges are clear and transparent.