Hc Financial

We offer a whole range of expert financial advice. We specialise in Pensions, Mortgages, Taxation, Investments and Life Assurance. We have been advising clients for over 30 years and look after both personal and corporate clients. Based in Oranmore Co Galway, our team of advisors are always on hand to talk you through your financial planning and projected requirements mid to long term. RETIREMENT & PENSIONS - are you Self Employed? Don't leave it too late to start a Pension - we can work with your personal circumstances, look at what you need to put away to achieve your retirement goals and advise you on whatever tax incentives or allowance are available to you. MORTGAGE ADVICE Looking to get on the property ladder, upsizing, investing or need a rate review? We have access to all the lenders and best rates on the market and are here to walk you through the process step by step. Making it as stress free as possible for you. TAXATION At HC Financial our team of tax advisers provide a comprehensive advisory service on all aspects of personal taxation- Annual tax returns & Revenue Audits - Special tax review work- Capital taxes on assets or shares - Succession planning – passing on the valuable assets to the next generation in the most tax efficient way possible - Advice and structuring of employee schemes - Redundancy advice and termination payments - Extraction of cash from businesses in the most tax effective way INVESTMENTS & SAVINGS It’s always sensible to have some money on deposit where you can access it when you need it. Making your way towards a longer term financial goal, such as an early retirement may be more easily and successfully achieved by investing your money over the long-term. LIFE ASSURANCE AND INCOME PROTECTION Have you every thought what might happen to your family if something was to happen you? What would they live on? How would the mortgage be paid. At HC we will help you put provision in place should anything happen. Peace of mind.