Howard Financial Group

First and foremost, we help people every day improve their financial situation. We help people of all age groups, retired or not, prepare and solidify their retirement planning strategy. We're a financial services company that focuses on customized retirement income strategies that grow our clients’ retirement dollars while taking less risk. We focus on safety, so we specialize in the protection of principle from stock market decline, providing a reasonable rate of return over time, and keeping things simple and easy to understand for our clients. It's important to understand that investment planning is not the same as retirement income planning. Each require different approaches and are performed by two different kinds of financial professionals. Just as you wouldn’t go to a dentist if you had a heart problem, you wouldn’t want to go to an investment advisor for a retirement income strategy. You'd want to work with a financial professional who specializes in retirement income and is an expert on how to provide strategies that help guarantee income for life, offer stability and maximize Social Security. In retirement income planning, we deal with asset preservation. We understand that people preparing for their golden years need to avoid volatility and losses in their portfolio, and so we help them establish a plan that assures they can retire with greater confidence. The real value we provide for our clients is helping them live life to its fullest every single day, confident that they’ll have enough money to live comfortably in retirement.