Iute Group

Iute Group is a technology-driven banking group offering fast, personalised and fully digital financial solutions. Founded in 2008 and headquartered in Tallinn, Estonia, Iute provides consumer finance, payment services, banking and insurance products. We operate in Southeastern Europe, covering Moldova, Albania, North Macedonia, and Bulgaria through our non-bank financial institution subsidiaries and our Moldovan bank, Energbank. We combine technology and customer-centric service models to make everyday financial interactions more convenient for our customers. The Myiute ecosystem connects our services across the app, e-commerce, websites, partner shops and branches. We offer loans and partner-initiated financing both online and in stores. Customers can use the Myiute app for payments, money transfers, and cash access through our ATM and agent network. We also offer insurance intermediation services, including protection for loans, through leading insurers. Energbank supports the ecosystem with everyday banking services for individuals and SMEs. Iute Group is rated by Fitch, and its bonds are listed on the Frankfurt and Nasdaq Tallinn Stock Exchanges. The mission of Iute is to create the greatest experience in personal finance, by combining fintech with the warmth of the human touch. To help its customers to become financially and digitally stronger. See more: