Klarna Kosma

Klarna Kosma makes game-changing ideas powerfully real. Launched in 2022, Klarna Kosma is Klarna’s Financial Technology Platform for banks, fintechs, and innovative merchants, which are developing payment services or need access to financial data to create their own solutions to benefit the end-user. Our proven and mature platform provides essential connectivity to a growing network of more than banks in 27 countries with >95% bank coverage in each market, through a single open banking API. We process more than 200m transactions a year and are the most extensive open banking platform in the world. For more information, visit