Kube Money

Conventional credit scores don't give the full picture of what people can afford now and later. This leads many into short-term, expensive loans that don't solve the real problems. Cash flow-oriented underwriting and affordability scores present a mutually beneficial model for both borrowers and lenders. We believe it's time for a better way to lend, and that's where Kube Money comes in. Kube Money (pronounced as Cube) is an open banking powered risk insight and lending platform for SMBs and individuals. Our special tech, Kube Score, looks at how much borrowers can afford, not just their credit score. Kube score uses open banking to check a wider range of real customer info, accurately figuring out what they can afford based on real numbers and patterns. We are connected to numerous lending partners and credit brokers to guarantee a smooth borrowing experience for our users.