Lend

LEND provides ESOP-based and equity-based personal capital to startup founders and their employees. LEND’s solution strengthens the bond with key-employees. It improves talent acquisition, HR efforts, and people capabilities to keep your talents satisfied. Startup companies are struggling to hire and retain talents. Huge salaries and ESOP are not enough. Yet, on the other hand, Employees would need cash from their ESOP holdings only in 3-5 years. Significant employee assets are locked within Employee Stock Ownership Plans (ESOP) with limited liquidity options. This wider-than-ever gap needs to be addressed. LEND has developed a unique proposition to offer loans to key employees in startup companies. Through a 2-step onboarding and underwriting process, LEND offers attractive loans to employees and dramatically improves the employer’s capability to keep the talents in the Company and satisfied.