Makspay Fintech

MAKSPay® is a pioneering fintech company committed to advancing financial inclusion through cutting-edge technology. Our mission is to bridge the gap between banks and borrowers, providing seamless access to financial services for underserved individuals and communities. We address significant challenges faced by banks, including high customer acquisition costs, limited automation, and compliance inefficiencies, while also simplifying the borrowing process for users through paperless, instant credit solutions. Our flagship platform, PehchanPe, offers a comprehensive suite of services, including government-backed loans, automated collections, and seamless integration with core banking systems. By leveraging partnerships with Banks and NBFCs, we ensure that users have access to a wide range of financial products. Our innovative solutions facilitate daily small value collections via Freecharge QR codes, enabling merchants to save towards their loan repayments efficiently and reduce defaults. With a strong focus on security, MAKSPay® ensures all data is securely stored in India, compliant with RBI guidelines, and protected through advanced encryption and risk management strategies. Our technology stack, built on digital public goods, includes integrations with UPI, eSign, and various credit bureaus, ensuring a robust and scalable platform. Backed by notable recognitions and partnerships, including grants from Melinda & Bill Gates Foundation, Metlife Foundation, Citi Social Innovation Fund, IIMA Ventures (CIIE.Co) and the Telangana government. MAKSPay® is positioned as a leader in driving financial inclusion and transforming the banking landscape in India.