Moneda

Moneda is your self-custodial alternative to traditional banking - with yield that actually works for you. Moneda combines the security of traditional finance with the flexibility and speed of blockchain, giving people around the world better ways to store, send, exchange, and grow their money. With Moneda, users can: 1. Deposit EUR or USD and convert instantly in-app 2. Earn higher APY than with traditional banks 3. Move money globally — fast, low-cost, and without any hidden fees 4. Withdraw anytime, anywhere, with no delays or middlemen Whether you’re a freelancer in Europe, a remote worker abroad, or anyone managing money across currencies, Moneda lets you bank without borders, all from your phone. We’re also MiCA-ready and GDPR-compliant, ensuring the highest regulatory alignment across the EU and beyond! Stable, secure, and simple. Moneda is what money should feel like.