Mycircle

myCircle is a modern, social-first savings platform designed to help everyday people save better, earn smarter, and grow together. At its core, myCircle transforms savings into a collaborative experience — allowing individuals, friends, families, influencers, and communities to create or join “circles” where they can save toward personal or shared goals. Whether it’s saving for rent, travel, business, or emergencies, users enjoy better interest rates, social accountability, and even the ability to gift savings to others. But we don’t stop at saving. Through our “spend-and-save” feature, users can earn discounts while shopping with partner merchants, with those savings automatically added to their wallets and grown over time. For influencers, myCircle opens up a new income stream by enabling them to host thematic saving circles for their audience, earning a share of interest while driving positive financial habits. For businesses, we provide a lightweight payment gateway, enabling merchants to accept payments directly from users’ myCircle wallets — while boosting sales and brand loyalty through built-in discounts and user incentives. myCircle is launching first in Nigeria, with plans to scale across Africa and globally. Key Features: Group & Solo Saving Circles Recurring & Gifting Options Interest-Based Rewards Influencer Earnings Model Discount-Based Saving from Spending Business Payment Gateway Financial Insights & AI Nudges We’re reimagining how people think about money — making saving simple, social, and rewarding. Save better. Together. With myCircle.