Myhives

Everyday safety gaps aren’t just about fear. They shape careers, mobility, participation, and long-term financial opportunities. Women, LGBTQIA+ people, newcomers, students, and people of colour often face “grey-zone” moments: situations that feel unsafe but don’t reach 112. These moments accumulate. And research shows they lead to avoiding certain routes, jobs, or shift, lower access to networks and public space, reduced earning power, higher hidden costs from stress, instability, and unsafe environments MyHives closes this gap with a cooperative model built on solidarity, prevention, and rapid support. What we offer today: 🟡 Nest (free) Your private safety diary, safer-route maps, live location sharing — helping you record, understand, and anticipate risk. 🟡 Freedom Fund (€4/month) One-tap dispatch of licensed security who arrive within minutes, for those grey-zone situations. Together, they reduce risk, increase confidence, and allow people to participate more fully in work, study, nightlife, and public life, which is the foundation of long-term economic mobility. Our Long-Term Vision: Safety → Stability → Financial Freedom MyHives is building Europe’s first solidarity-based financial institution, where safety and financial protection reinforce each other. We’re growing toward an ecosystem that includes: Collective Insurance (Freedom Fund, Care Fund, Income Protection) Community pooling that protects people when traditional insurers refuse grey-zone risks. Embedded Banking Payments, identity, savings, and protective financial services built directly into the app. Cooperative Ownership A member-owned model where value flows back to the people who build and rely on the system. Because safety and financial security should not be privileges. They should be everyday rights.