Ngern Tid Lor

Tidlor Holdings Public Company Limited (TIDLOR) operates as a holding company that invests in other businesses. Its core focus is on non-bank financial services and insurance brokerage, primarily conducted through Ngern Tid Lor Public Company Limited (“Ngern Tidlor”), the company behind the well-known Ngern Tidlor brand - a leading provider of vehicle title loans for underbanked customers in Thailand. It is also the country’s largest branch-based non-life insurance broker, operating under Shield Insurance Broker brand, along with a newly established InsurTech company under the brands Areegator and heygoody. With over 1,800 branches across the country, TIDLOR is the leading financial inclusion service provider, offering financial solutions that are accessible, fair, transparent, and responsible. These services are designed to help underbanked communities address their financial needs more effectively. TIDLOR is guided by a core principle: “In everything we do, we strive to empower people and enrich lives. We believe that access to fair, transparent, and responsible financial services is everyone’s right.” This principle is reflected in the company’s products and services, which are created to open up opportunities for individuals who often lack access to traditional financial solutions.