Optimal Mortgage Services

Simplifying Mortgage Compliance with Confidence At Optimal Mortgage Services (OMS), we help mortgage companies, banks, and credit unions navigate today’s complex regulatory environment with expert compliance audits and proactive risk mitigation solutions. Since 2013, we've partnered with institutions of all sizes to deliver hands-on, tailored support—whether you're facing post-funding audits, preparing your MERS® Annual Report, or managing due diligence. Our approach is clear, confident, and client-focused. What We Do: Annual Report Submissions MERS® Reconciliation & Document Review Post-Funding QC Audits Early Payment Default & Adverse Action Reviews Discretionary Audits Why OMS? Decades of industry-leading mortgage compliance experience Proactive compliance monitoring to prevent issues before they escalate Tailored solutions built around your team and internal workflows Embedded support—we integrate with your process, not disrupt it When you’re with us… You are not on your own. Let’s simplify compliance together. Based in Murfreesboro, TN – proudly serving clients nationwide. Contact us today at: mers@optimalqc.com