Pencilpay

Take control of wholesale trade relationships. Eliminate payment delays, bad debt and manual, paper-based practices and grow with confidence. Your future self will thank you. Traditional credit providers identify and verify the borrower, get a signed credit agreement, perform a risk assessment, capture security and store a repayment method, each of which happen at the point of origination. Unfortunately small and medium B2B suppliers don't take the same care when dishing out goods on credit. PencilPay is B2B origination and payment software that helps small and medium suppliers act like credit providers. We are proud to have signed up over Australian SME's who pay and get paid on-time through Pencil.