Phospay

We are building Africa’s first real time instant payments and financial super app with a mission to bring the future of payments to the present without any of the limitations of the past and help over a billion people Send, Spend, Save, Share, Gift and receive, without headache. Across our personal and business accounts, we help customers make and receive payments through our various instant channels, giving them more control, ease and hope. We are building a new kind of ecosystem, the Phos Universe, where your concerns are valid.