Pro Mal Insurance

Pro Mal Insurance ensures that healthcare professionals can deal confidently with their patients who discuss, use, or plan to use cannabis. We offer the insurance and educational tools needed to safely and effectively deliver proper clinical guidance to patients, while protecting healthcare professionals from claims that are not covered by their medical malpractice insurance. Doctors, nurse practitioners and nurses who encounter patients using, or asking about, medical cannabis often lack detailed knowledge of the drug, and definitely lack affirmative and reliable protection from malpractice claims arising from legal problems associated with the use of a Schedule I drug that is not approved for use by the FDA. The medical cannabis industry is growing rapidly. Addressing this burgeoning healthcare need is complicated by the complex legal conflicts between state and federal law. Abandoned by their traditional medical malpractice carriers, doctors who encounter patients seeking information about cannabis have no reliable and affirmative malpractice coverage. Pro Mal Insurance is the first state-regulated, domestically-based, admitted Risk Purchasing Group program with an affirmative cannabis policy. And, its members realize the benefits of a larger risk pool—lower rates and program stability. As cannabis medicine and cannabis research evolve, Pro Mal’s focus on cannabis education will lead to a better standard of care. We provide accredited, peer-reviewed, evidence-based research that is distilled into practical useful information. Timely communications updates on the latest cannabis research and risk management strategies are sent to keep healthcare professionals current. Pro Mal is supplemental insurance that allows physicians to keep their primary medical malpractice policy. It’s quite affordable. And, brings peace of mind. Pro Mal ensures that healthcare professionals can safely navigate their exposure to cannabis.