Ragilly

Ragilly was born in 2018 with a simple but bold idea — bring order to one of India's most fragmented sectors: unauthorized automotive service. Starting with doorstep car and bike servicing and a growing spare parts distribution network, we built our reputation on reliability and scale. But we saw a bigger problem hiding in plain sight: businesses across every sector were struggling to manage payments, collections, and corporate finance. So we pivoted. In 2020, we launched **Finigenie** — our flagship B2B payments orchestration platform — starting with automotive corporates in India. By 2021, we had partnered with **RuPay and Visa** to introduce corporate card solutions. In 2022, we took Finigenie global, establishing our presence in the **United Arab Emirates** under Ragilly Fintech IT Solutions LLC (DED-licensed, Dubai Mainland). Today, Finigenie operates as a technology orchestration layer powering enterprise payment flows across India and the UAE — working alongside regulated partners including **Geidea, Emirates NBD**, and **Noxxo**(FCA, ADGM, VARA licensed). Our solutions span trade payments, BPSP, virtual accounts, stablecoin settlement rails, and AI-driven financial operations. Ragilly has been featured in **Inc. Arabia**(2026) among entrepreneurs building for the future of fintech in the region. From spare parts to smart payments — we build what businesses actually need. finigenie.com | Kolkata | Dubai