Reffiness

Reffiness Limited is an independent advisory firm based in the UK, specialising in property finance and financial planning. We provide unbiased advice, delivering tailored and affordable solutions to clients regardless of their background or beliefs. Reffiness Ltd is an Appointed Representative of New Leaf Distribution Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). NLD FCA No: 460421. Our FCA No: 978458. NLD Head Office: 165-167 High Street, Rayleigh, Essex, SS6 7QA. Co-reg No: Reffiness Head Office: Trent House, 234 Victoria Road, Stoke-on-Trent, ST4 2LW. Co-reg No: Investment Warning: Our services involve certain investments whose prices depend on fluctuations in the financial markets beyond our control. Investments and the income derived from them can decrease as well as increase, and you may receive back less than you invested. Past performance is not a guide to future performance. Mortgage and Commercials Warning: Your home may be at risk if you fail to keep up with mortgage payments or any other loans secured against it. Commercial lending and most buy-to-let arrangements are not regulated by the FCA. Will writing and lasting power of attorney services are also not regulated by the FCA. Fee Disclosure: We typically charge a fee for our advice, which varies based on individual circumstances.