Ribbon

Ribbon Home, now a division of Hurst Lending, provides specialist home financing solutions designed for buyers, sellers, real estate agents, builders, and investors who need more flexibility than a traditional mortgage can offer. Instead of focusing on conventional loans, Ribbon Home delivers programs built to solve real market challenges—helping clients move confidently, compete strategically, and unlock financial options that support their goals. Our flagship offerings include our Cash Offer Loan, which allows buyers to write competitive, equivalent-to-cash offers, and our Just Missed Bridge Loan®, a specialty solution for borrowers who fall outside conventional lending guidelines but still qualify under our common-sense approach. We also offer a Buy Before You Sell program that enables homeowners to secure their next home first and sell their current one on their own timeline, often with simplified qualification and less financial stress. Beyond these core programs, Ribbon Home provides a growing suite of financing solutions, including HELOCs, Home Equity Investments (HEI), Home Improvement partner programs, wholesale mortgage options, agent partnership plans, and builder financing strategies. Our goal is to give clients and partners more ways to compete, more ways to access equity, and more ways to move without restriction. As part of Hurst Lending, we combine decades of lending expertise with a friendly, supportive approach that prioritizes clear communication and dependable service. We are licensed to lend in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas, and Washington—serving a wide network of buyers, agents, and industry partners. Whether you’re preparing to buy, looking to unlock equity, or supporting clients who need flexible solutions, Ribbon Home is here to help you move forward with confidence.