Rural 1st

Rural 1st is the consumer lending division of Farm Credit Mid-America and offers specialized financing for those looking to fulfill their dream of country living. Rural 1st offers home loans – purchase and refinance, construction loans, lot loans, land loans and home equity loans in rural areas of Arkansas, Indiana, Kentucky, Missouri, Ohio and Tennessee and through our partner associations in California, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, South Dakota, Texas, Wisconsin and Wyoming. Rural 1st is a tradename of Farm Credit Mid-America. Rural 1st products are available to consumers within the territories of participating Farm Credit System Associations.*All loans are subject to credit approval and eligibility.