Ruzhowa

The name Ruzhowa refers to a hedge that is put around a garden to protect the crops as they grow. Adopting this name signifies the intrinsic value and need of the founding members to establish a legal entity that secures members' finances and create a platform to grow them with confidence. Ruzhowa Savings and Credit Cooperative Society (SACCOS) enables members to reach their financial goals by enabling members to make deposits thus securing and growing their savings. The society raises equity through the selling of shares to its members and investing the reserve funds in stocks bonds, securities, and fixed income assets at the beginning. Once the Society reaches a break-even point and secured insurance, it will start provisioning loans. Additionally, the society will then be able to buy into larger investments as its reserves grow and have higher returns to its members.