Sadaqa House

Sadaqa House is a globally recognised social finance driver that mobilizes philanthropic capitals of sadaqa, waqf and zakat in making positive outcomes and tangible differences for the unbanked and underserved segments in the country. Throughout our 5-year journey, Sadaqa House continuously enhanced every facet of delivering funds within the Islamic banking framework, aiming to achieve upward mobility for our beneficiaries. Reflecting on our experience, Sadaqa House has reimagined the intermediation role of an Islamic bank to advance Value-based Intermediation (VBI). This entails deploying philanthropic capital to include the unbanked and underserved segments within an inclusive Islamic economic ecosystem. The VBI model facilitates the provision of blended finance, funding escalators, and the financing of more impactful projects for the unbanked and underserved segment. These efforts are in accordance with Thrust 5 outlined in Bank Negara Malaysia's Financial Sector Blueprint 2022–2026, that includes mainstreaming social finance. Aimed to deliver positive and sustainable impact, every aspect of the process is implemented with good governance and professional fund management, instilling greater trust and assurance that contributions to Sadaqa House are channelled towards impactful projects that benefit lives directly. Embodying a true Malaysian spirit, Sadaqa House practices an inclusive approach in terms of its policies. Both Muslims and non-Muslims are welcomed and served by Sadaqa House as donors and beneficiaries. This approach comes from Bank Islam’s belief that opportunities should be open to all in propagating a philanthropic culture and helping all Malaysians to manage their donations from end-to-end.