Scalecred

ScaleCred, reimagines credit due diligence with an AI-enabled platform. With over six years of experience, our platform is actively utilized by more than 100 organizations, including globally significant banks (G-SIBs) and leading commercial banks. We are passionate about leveraging cutting-edge technology to transform the credit due diligence process. Our commitment to innovation drives us to explore new frontiers and deliver exceptional solutions to our clients. Our Products automate and streamline the credit due diligence AI-powered Spreading - analyze income statement, balance sheet and cash flow data also Automated analysis of accounting restatements & reclassifications. Credit Decisioning - We utilize auto credit decisioning tools, assess the financial health score, perform scenario analysis, and conduct an automated analysis of the company and management commentary Credit Memo - Fully automated Generative AI Credit Memo, It have ability to auto-write executive summary, industry dynamics, borrower health and deal summary. Portfolio Management - A comprehensive portfolio management solution with features such as a custom Early Warning System (EWS) for profitability, liquidity, and solvency, real-time covenant compliance, and a dashboard that displays distress signals for proactive risk management. With ScaleCred, organizations experience 50% to 70% cost savings, making credit assessment more efficient and cost-effective. Additionally, our platform leads to a remarkable 3x to 10x improvement in cycle times, streamlining the decision-making process. Therefore, it increases revenue by 1.3x to 1.5x with new credit applications. Our clients also benefit from enhanced risk control with over 200 financial indicators and improved credit decisioning through over 800 ML models in deployment. And finally, our commitment to excellence ensures that ScaleCred remains a trusted partner for all your credit assessment needs.