Sedera

Sedera is a membership-based Medical Cost Sharing Community that provides an innovative, non-insurance way to manage large, unexpected healthcare expenses. As a community, Sedera brings together individuals committed to healthy living and personal responsibility. Members voluntarily contribute to one another’s medical needs, guided by shared ethical beliefs and Community Principles. Members of the Sedera Community are self-pay patients who enjoy the flexibility to choose their own providers. With no provider networks or employment tie-ins, Sedera offers a unique approach where Members can enroll at any time and select a Monthly Contribution amount that fits their budget.* Our goal is to empower Members with personalized service and support as they navigate the healthcare system. Sedera’s Member Service Advisors are here to help every step of the way.*Sedera Medical Cost Sharing Community is a recognized Health Care Sharing Ministry (HCSM) and not an insurance company. Membership is not health insurance and does not guarantee or promise that medical bills will be paid. Sharing is voluntary and limited to the sharing guidelines. This program is not offered through or subject to the Affordable Care Act.