Smartin Benefits

Smartin Benefits, provides health and dental coverage in the form of a Private Health Services Plan (PHSP) also known as a Health Spending Account (HSA) to small business owners and their employees. At the same time the small business can enjoy substantial tax savings and the employees a non-taxable benefit! There are no monthly fees or hidden costs. Use your Smartin Benefits Plan as often as you like. Your business only pays when a claim is submitted to us. All costs associated with your Smartin Benefits Plan are funded by your Business using before-tax money. In return, this cost is a 100% tax write-off for your Business. All Canada Revenue Agency approved health claims are a non-taxable benefit to you and your Employees giving you virtually unrestricted medical benefits.