Smith, Haynes & Watson

By continually monitoring the industry, Smith Haynes & Watson has parlayed our success as a first and third party contingency collection and debt purchasing company for the subprime consumer industry. Smith Haynes & Watson offers solutions that bring you optimal results. We've developed methods that lead to faster collections with strict adherence to fair practices. Smith Haynes & Watson is a third party contingency collection and debt purchasing company for the subprime consumer industry. We primarily serve the short-term loan industry using a call center, various skip tracing tactics and other information sources to contact consumers. Smith Haynes & Watson's collection business grew out of experience with in-house collections. We saw an opportunity to improve both collection services and the image of this important industry. Playing a vital role in the U.S. economy, the collections industry recovered and returned $40.4 billion to businesses in 2007, and indicators point to an increase in that number over the next few years. Today we specialize in contingency debt placement and debt buy, focusing on delivering unique benefits to our clients and consumers, including: Effective skip tracing products Manual and auto dialing campaigns Collection on accounts 1-5 years old at competitive rates Collection letters Real-time client-based inquires with no automation Initiation of accounts recovery within 24 hours of placement Internal auditing to ensure compliance with strict regulations