Songswallet

SongsWallet is a white-label financial platform that enables labels, distributors, and CMOs to pay artists through custom debit cards and e-wallets. As artists receive royalties in these accounts, we build verified transaction history to underwrite credit. Unlike others, SongsWallet is both the lender and the payment infrastructure. We don’t depend on third parties to monitor repayment—because we manage the flow of funds ourselves. This allows us to offer better rates, lower risk, and seamless artist experience. SongsWallet offers direct advances to artists, secured by the rights to collect their royalties until repayment is complete. We provide capital access for artists and reduce churn for Labels, Distributors, and CMOs.