Sterling Pacific Financial

Sterling Pacific Financial is a leader in trust deed investing – a simple means for individuals and organizations to invest in real estate loans, earning high returns without proportionately high risk. Led by an investment team of experienced real estate and financial professionals, we identify high-quality loan opportunities, underwrite and service the loans, arrange and manage investor participation, and collect and distribute investor payments. A California-based firm with personnel in the San Francisco Bay Area, the Central Valley and the Central Coast, Sterling Pacific has provided an efficient marketplace for timely financing of select real estate projects for more than a decade. The firm’s operations center is in Santa Cruz County, California. By taking a focused, resourceful and disciplined approach to our business, we bring together investors and borrowers to create a niche marketplace whereby time sensitive special needs financing is met with alternative investment opportunities for premium risk adjusted returns. Sterling Pacific Financial engages Armanino McKenna, LLP a recognized nationwide leader in the auditing of mortgage pools, as the third party auditor of its trust deed investment products. In addition to the investor and borrower information provided on its web site at Sterling Pacific Financial provides commentary and information of interest to investors and borrowers on its blog at