Tembusu Financial Services

Tembusu Financial Services is a trusted financial service provider, offering tailored financing solutions across three core product categories: Automotive Loans – for both individual car buyers and dealers Business Loans – supporting SMEs, corporates, and accredited investors Personal Loans – delivered through moneylending licence under the Ministry of Law We serve a diverse range of clients with a focus on speed, structure, and responsibility — enabling individuals and enterprises to access capital when it matters most. Tembusu Financial Services is the holding company of the TBS Group of companies, a suite of subsidiaries that operate and deliver both business and personal loan products. Our personal loans are licensed by the Ministry of Law, ensuring full regulatory compliance and ethical lending standards. Across the group, we are committed to providing accessible, responsible, and strategic financing — empowering our clients to bridge opportunities and achieve sustainable growth. Through our use of proprietary capital and flexible underwriting processes, we are able to expedite loan application decisions and provide financing solutions to clients who face challenges securing loans from traditional banks due to factors such as credit history, cash flow, and the Total Debt Servicing Ratio (TDSR). The award-winning Tembusu team brings together 50+ years of industry experience and has successfully funded over deals totalling more than $1 billion.