Udhyam Financial Services

Udhyam Financial Services is a Digital NBFC: a for-profit social enterprise, focused on solving financing challenges for small business entrepreneurs pm - pm in revenue) at scale. Our North star - is enabling growth & resilience for the entrepreneurs we serve, we don’t intend to become yet another lender. We see ourselves as enablers of growth. We expect to do this by- Enabling Higher access for people who may not have access - Lower cost of credit than exorbitant informal rates they might be paying - Entrepreneur centric products designed keeping entrepreneur’s needs at heart - Faster decision making enabled by Technology & Data - Financially viable models that can be widely adopted by others in the industry - Productive use of capital with focus on improving business capacity & growth